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At Members United Credit Union,
we offer the Visa Classic credit card. Your credit card should
offer convenience, not high costs. Why spend more on fees
and interest charges than you have to? Discover the savings
of a Members United Credit Union Visa Card. You'll enjoy the
following benefits:
-
 No
annual fee
- 25-day grace period
Please click
here to report a lost or stolen Members United Credit Union
Visa Classic or Visa Gold credit card.
Click here to access your account online.
| CREDIT DISCLOSURE |
| Interest Rates and Interest Charges |
| Annual
Percentage Rate (APR) for Purchases |
8.9% - 18.00%* |
| APR for Balance Transfers |
8.9% - 18.00%* |
| APR for Cash Advances |
8.9% - 18.00%* |
| *Rates shown are non-variable and subject to change. Your rate may vary based on individual creditworthiness and our underwriting standards. |
| Penalty APR and When it Applies |
NONE |
| How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each biling cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. |
| Minimum Interest Payment |
If you are charged interest, the charge will be no less than $0.00 |
| For Credit Card Tips from the Federal Reserve Board |
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Fees |
| Annual Fee |
NONE |
| Transaction Fees |
Balance Transfer Fee: NONE
Cash Advance Fee: NONE
Fee on Purchases: NONE |
| Penalty Fees |
Late Payment Fee: $20.00
Over-the-Credit Limit Fee: NONE
Returned Payment Fee: $25.00 |
| Other Fees |
Card Replacement Fee: None
Document Copy Fee: $2.00 for each additional copy of a statement. |
How We Will Calculate Your Balance. We will use a method called "average daily balance (including new purchases)." See your account Agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
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