| Effective
January 1st - 31st, 2009. Rates subject to change. |
| LOAN
TYPE |
ANNUAL
PERCENTAGE RATE |
| Vehicle Loans |
24-72 months |
5.90% - 15.50% |
| Personal
Loans |
12-60 months |
9.00% - 18.00% |
| Visa Credit Cards |
|
Revolving Credit 18% - 8.90% |
| Share Secured
Loans |
12-60 months |
Current Share % + 2 |
| |
| Undeveloped
Land |
4%
above current Prime Rate |
| Home Equity (Variable) |
2% above current Prime Rate |
| Home
Equity (Fixed) |
4% above
current Prime Rate |
| |
| ***Rates
are set monthly by the credit association manager. |
| **Subject
to normal credit requirements. |
| *Rates
are subject to change without notice. |