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Loan Interest Rates

Effective as of: 9/1/2013
Rates listed are based on best credit worthiness and may vary based on terms and member's credit profile as determined by the credit union. Rates are subject to change without notice.
CollateralAPR
Personal / Co-Maker9.00%
 
Vehicles
New to 5 years oldpromo rate 2.99%
Over 5 years oldpromo rate 3.99%
Motorcycles / Recreational Vehicles
New to 5 years oldpromo rate 2.99%
Over 5 years oldpromo rate 3.99%
 
Other Collateral9.00%
Unimproved Land1.50% over Prime Rate
Sunshine Club members receive 0.25% discount on above rates, promo rates excluded.
Normal rates are subject to a 0.75% - 6.00% risk based increase.
 
Home Equity Line of Credit6.00%
If the Prime Rate goes higher than 6.00%, then the Home Equity Rate will equal the Prime Rate. Home Equity Line is subject to a 1.00% - 3.00% risk based increase.
 
Share SecuredDividend plus 2.00%
Based on highest dividend being paid on the funds securing the loan.
 
Mortgages and VISA CardsContact us for current rates.
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