Rates

Loan Interest Rates Savings Interest Rates

Loan Interest Rates Effective as of: 1/3/11
Rates listed are based on best credit worthiness and may vary based on terms and member's credit profile as determined by the credit union. Rates are subject to change without notice.
Collateral	APR
Personal / Co-Maker	12.00%
Vehicles
New to 7 years old	promo rate 2.99%
Over 7 years old	promo rate 2.99%
Motorcycles / Recreational Vehicles
New to 7 years old	promo rate 2.99%
Over 7 years old	promo rate 2.99%
Other Collateral(< $2,500)	12.00%
Other Collateral(> $2,500)	promo rate 2.99%
Unimproved Land	1.50% over Prime Rate
Sunshine Club members receive 0.25% discount on above rates, promo rates excluded.
Normal rates are subject to a 0.75% - 6.00% risk based increase.
Home Equity Line of Credit	6.00%
If the Prime Rate goes higher than 6.00%, then the Home Equity Rate will equal the Prime Rate. Home Equity Line is subject to a 1.00% - 3.00% risk based increase.
Share Secured	Dividend plus 2.00%
Based on highest dividend being paid on the funds securing the loan.
Mortgages and VISA Cards	Contact us for current rates.