Albany Home Page
Fee Schedule - Effective 9/1/2013
Membership Fee$5.00
Telephone Banking / Online Banking / Bill PayerFREE
Non-Sufficient Funds Fee$35.00
Automatic Overdraft from Savings$5.00
Stop Payment$20.00
2nd Chance Checking (monthly)$5.00
Share Draft Copy$3.00
Account Activity Print Out$5.00
Research Fee (Hourly)$20.00
Wire Transfer Fee (Outgoing only)$20.00
Money Order Fee$1.00
Returned Mail Fee$3.00
Dormant ($60.00 maximum)$5.00
VISA Card - First CardFREE
VISA Card - Each Additional Card (including joint owner 1st card)$1.00
VISA Card - Replacement Card (broken, damaged or name change)$5.00
VISA Card - Replacement Card (lost or stolen)$10.00
VISA Gift Card$3.00
Check Cashing - per item (Exceptions may apply according to service relationship)$5.00
Skip Payment$25.00
Gap Insurance Fee$350.00
Deed Subordination Fee$150.00
Excessive or Early Withdrawals
Money Market Account (below minimum balance)$25.00
Christmas Club (early withdrawal)$25.00
Vacation Club (after 1st withdrawal)$25.00
Savings / Money Market (3 free per month)$7.00
Safe Deposit Boxes
Standard$15.00
Medium$30.00
Large$45.00
X-Large$60.00
Drilling box to open or replacement keys$150.00
 
This schedule is accurate for deposit accounts as of the date indicated above. If you have any questions contact the
Main Office at 229-439-1448 or 1-888-822-1633.
Important Notice - We may report information about your account to credit bureaus. Late payments, missed payments or
other defaults on your account may be reflected in your credit report.
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